Underwriter - Spain

Luko is hiring!


Luko is the fastest growing Insurance in Europe and France’s #1 Neo Insurance.

Today, Luko's mission seems obvious: to transform the insurance from an industry perceived as a necessary evil to a service that truly protects.

Beyond the protection of individuals, insurance must serve the society. It should be an ally to the planet and to its environmental issues.

We believe that insurance must be simple, transparent and useful.

Our obsession ? Delivering an incredible insuree experience. Luko is not just about insuring, but also about preventing issues. We are building the best AI-powered technologies to avoid accidents in every European home.

In 2 years, we have convinced over 100,000 users to trust us. We are backed by some of the most incredible VCs (EQT Ventures, Accel, Founders Fund, Speed Invest, Xavier Niel, etc.) and raised more than 70M€ in Series A & B.

We are a team of 100+ ambitious & creative talents eager to reinvent an entire industry. We are looking for other impact-driven talents to scale Luko across Europe. We are committed to equal access to employment, inclusion and diversity within the teams.

Are you ready to join our journey?

Job Description

As the master of insurance products, you know our competitors' products and our Luko T&C by heart. You're willing to challenge the industry's statu quo and wish to create the most comprehensive and understandable product for our clients.

You will be the one building Luko's Spanish products.

Internally, you're the "go-to" person for any question about warranties, processes and coverage limits.

Your missions:

  • Create insurance product for households and real estate : home insurance (main residence, secondary home, ...), rent guarantee, building insurance, non-occupying landlords
  • Perfect mastery of our products (general T&C, regulation, case law)
  • Constant benchmarking to ensure Luko products are as fair, as simple and as transparent as possible
  • Contribute to our customer-centric client by spreading your technical knowledge across Luko and make sure our products are fully mastered by claims managers, customer services agents and all other Luko teams (ensure technical support and trainings)
  • Help building the pricing model
  • Identification of risks related to the product itself, the subscription flow, the legal feasibility
  • Work hand in hand with the tech team and the designers to build and display our product in a transparent and simple way, to help our clients understand what they are signing

Preferred Experience

  • Years of experience : min 3-5 years in multirisk insurance products management (product owner, underwriter, insurance specialist)
  • Expert/ generalist : Spanish insurance expert with a claim manager experience (ideally)
  • Language : Spanish & English mandatory. French is a plus.

Recruitment Process

  • Introduction call
  • Hiring manager interview
  • 2nd Interview
  • Case study
  • HR/Behavioral interview
  • Culture-fit

Additional Information

  • Contract Type: Full-Time
  • Location: Madrid, Spain (28014)
  • Education Level: Master's Degree
  • Experience: > 3 years
  • Possible full remote